S. 728: Veterans’ Insurance and Benefits Enhancement Act of 2009

Increases from $20,000 to $30,000 the maximum amount of supplemental insurance provided through the Department of Veterans Affairs (VA) for totally disabled veterans.

Removes a condition on the qualification of certain individuals for retroactive benefits from traumatic injury coverage under Servicemembers’ Group Life Insurance.

Increases the maximum loan guarantee amount under the veterans’ mortgage life insurance program from $90,000 to $150,000, then to $200,000 after January 1, 2012.

Establishes an annual cost-of-living adjustment for the temporary payment of dependency and indemnity compensation (DIC) to a veteran’s surviving spouse with one or more children under the age of 18.

Provides eligibility requirements for the payment of a special monthly pension based on disability for veterans who already qualify for a service pension based upon age.

Increases amounts of DIC payable to surviving spouses and parents of deceased veterans.

Increases, and authorizes the annual adjustment of, pension amounts payable to hospitalized veterans and certain children of veterans of a period of war.

Authorizes and directs the Secretary to pay a: (1) supplemental benefit for the funeral and burial expenses of veterans, making such amount $900 with respect to a non-service-connected death and $2,100 with respect to a service-connected death; and (2) supplemental burial plot allowance for veterans eligible for the current allowance.

Authorizes the provision of specially adapted housing assistance for disabled veterans whose disability is due to a severe burn injury.

Authorizes the Secretary to pay a supplemental benefit, for assistance in the purchase of automobiles and other conveyances, for disabled veterans currently eligible for such assistance.